Jumbo Mortgages do not require a Jumbo Down Payment



Call or Text


NMLS# 126852

+1 910 777.3123

or Email:

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to learn about these programs


Federal Credit Union Mortgage Programs: 

  • 0% Down - $750,000 - No Mortgage Insurance
  • 5% Down - $1,000,000 Purchase Price - No MI
  • 10% Down - $2,000,000 Loan Amount - No MI
  • Foreign Nationals - Little to No Credit - 90% $650,000+
  • Debt-to-Income ratios up to 50% on many programs
  • Interest Only Jumbo Loans
  • 70% Financing on lot loans
  • Second Chance Credit Program - foreclosure or short sale on credit
  • Gift Funds Allowed
  • Same Day Pre-Qualification Letters
  • Fast Underwriting Pre-Approval Letters
  • Not for Profit Credit Union
  • Easy for anyone to Join


If you're in the market for a mortgage loan please contact John Hester to learn more about these popular programs.


Fast Closings: 14 - 21 Day Closings available on most programs

John Hester

Loan Officer

NMLS# 126852

First Tech Federal Credit Union



Call or Text

+1 910 777.3123


Available in the following states:  Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Maine, Maryland, Massachusetts, Minnesota, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Texas, Utah, Virginia, Washington, Washington D.C.


*This site is for information purposes only and is not an offer to lend.   Guidelines are subject to change at any time and no guarantee of availability is given.  Please consult with a licensed Mortgage Loan Officer for availability and guideline requirements.   Shepha Marketing is a marketing company and not a lender, bank, or mortgage broker.    

 Shepha Marketing, Inc., 700 Cordgrass Road, Hampstead, NC  28443