General is a mortgage information resource designed especially for home buyers throughout the nation in need of Jumbo Mortgage programs. Offering the information on High LTV Jumbo and Foreign National loans.   We are available to serve you 7 days a week.

Our partnering loan specialist can serve borrowers for both purchase and refinance transactions across the U.S. including: Miami, Atlanta, Chicago, New York, Jacksonville, Tampa, Boston, Dallas, Houston, Los Angeles, San Francisco, Seattle, Las Vegas, St. Louis, Philadelphia and Washington DC


Home buyers can get answers fast by submitting the quick Request Information form on this screen. You can also call Ph: 910 777-3123 – 7 days a week



Shepha Marketing, Inc, 700 Cordgrass Road, Hampstead, NC  28443  910 777.3123 




Program Highlights:


  • 95% CLTV (80/15 Combo loans) to $1,000,000 Purchase Price
  • 95% LTV with mortgage insurance to $1,000,000 Purchase Price
  • ARM and Fixed Rate pricing available
  • Primary Residence Only - Single Family and Townhomes
  • Low Cash Reserve Requirement
  • Very Low Rates
  • Close in 14-21 days


Monthly payments are often lower using combo financing programs which avoid the need for mortgage insurance.  Combo loan programs using an 80% LTV 1st trust mortgage closing simultaneously with a 15% LTV 2nd trust mortgage are available for purchases to $1,000,000.   

Lender allows an 80% LTV 1st trust loan amount up to $800,000 combined with a tandem 15% LTV 2nd trust mortgage loan to $150,000.   95% CLTV allows total financing up to $950,000.


Available in the following states:  Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Maine, Maryland, Massachusetts, Minnesota, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Texas, Utah, Virginia, Washington, Washington D.C.



Please complete our Request Information form below to be contacted by a Licensed Loan Officer we have partnered with.   By submitting your request you agree to give authorization to be contacted by phone and/or email:



*This site is for information purposes only and is not an offer to lend.   Guidelines are subject to change at any time and no guarantee of availability is given.  Please consult with a licensed Mortgage Loan Officer for availability and guideline requirements.   Shepha Marketing is a marketing company and not a lender, bank, or mortgage broker.   


Shepha Marketing, Inc., 700 Cordgrass Road, Hampstead, NC  28443