Foreign National Loan Program


 90% Financing to $650,000+++ (Higher Loan Amounts by Exception)


Recently moved to the United States and and would like to purchase a home?   Programs are available to borrowers such as this who may not have credit and hold a valid and eligible Visa showing a legal right to work in the U.S. and have a social security number.

  • 90% CLTV Financing available to $650,000 and sometimes more by exception
  • Fixed Rate and ARM Programs including 1/1, 3/1, 5/1, 5/5, 7/1 and 10/1 ARM's.
  • Purchase a Primary Residence
  • No Credit Score or credit required for borrowers in states less than 12 months


Eligible Visas:  A-1, A-2, B-1, E-1, E-2, E-3, F-1 with OPT/STEM, G-1, G-2, G-3, G-4, G-5 with proof of no diplomatic immunity, H-1, H-2, H-2B, H-3, H-4, L-1, L-2 with unexpired EAD card, O-1, TC, NAFTA, TN, TN-1


These programs are currently available in the following states:  Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Maine, Maryland, Massachusetts, Minnesota, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Texas, Utah, Virginia, Washington, Washington D.C.